LIC Saral Pension Yojana: There are many pension schemes for regular income after retirement, which are run by the government, LIC and banks. In these schemes, you can get lifetime income by investing money once. If you also want to get Pension After Retirement, then we are going to tell you about one such scheme, which will help you. Could. This scheme is a simple pension scheme (LIC Saral Pension Yojana) run by LIC.
LIC Saral Pension Scheme is a non-linked, single premium, individual immediate annuity plan. In this pension scheme, benefits are given in both single and joint ways. Under the pension plan, if you open a single account, you will continue to get pension for life and when the policy holder dies, the base prize will be returned to the nominee.
On opening a joint account, pension can be availed in the name of the policy holder and his wife. One of the two members is given pension first and on the death of the policy holder, the wife gets the pension amount. If both die under the joint account, then the base prize of the pension is given to the nominee.
Premium has to be paid only once
By investing only once under this scheme of LIC, you can avail pension for life. The pension amount under this scheme starts only after paying the premium of the policy, this is because it is an immediate annuity plan, which means pension is given as soon as the policy is taken.
Who can invest
Under this pension scheme of LIC, only people aged 40 to 80 years can invest in this pension scheme. Investment can be made in this scheme together with husband and wife and this account can also be surrendered after 6 months.
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LIC Plans: Invest Rs 45 in this insurance policy of LIC! Will get a pension of Rs 36,000 after retirement